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Credit Problems? Don’t Worry, We Can Help
The rising costs of new vehicles have made it difficult for buyers to find an affordable option without resorting to longer term loans. With traditional 60 month terms no longer sufficient many consumers are turning towards extended payment plans that span over several years instead – typically ranging from 72 months upwards. The average cost of a family type vehicle in Canada currently stands at around $34,000 but can be negotiated down by savvy shoppers who take advantage of dealer discounts and promotions available on the market today. By doing so they’re able to secure their dream car while still keeping within budget constraints with manageable payments spread out across time. Ultimately this approach provides greater flexibility when managing finances as well as peace of mind knowing that you won’t owe more than what your vehicle is worth once its paid off completely!
The Importance of Good Credit vs Bad
For consumers with good credit, extended loan terms are often available. However this comes at a cost – the longer duration of the loan increases the risk that payments will be missed making it difficult for dealers to sell off used cars towards the end of their term. This is why bruised credit borrowers may not receive favorable treatment from new car dealerships. If you have excellent credit scores then filling out our application form on this website would be wise as we offer loans through established finance companies and chartered banks across Canada. Our owner Rob Taggart has been in the lending industry for over two decades and possesses strong connections with all these institutions which ensures that any source of money can be accessed easily. We know exactly who offers competitive rates based on your credit score after reviewing your application thoroughly; hence wasting time is avoided while getting into a suitable vehicle quickly becomes possible within one day! With an inventory consisting of more than three hundred vehicles ranging from sedans to SUVs there’s something for everyone regardless of budget constraints or preferences. So don’t hesitate – apply now!
Poor Credit Score
Those with less than perfect credit scores are often unable to secure loans from traditional lenders like banks. Instead they turn towards subprime lending institutions that take on higher risks by offering financing at elevated interest rates. The range of these percentages can vary significantly among competing subprime lenders, making it crucial for borrowers to obtain the lowest possible rate despite their low credit rating. This is where professionals come in handy – experts who specialize in finance and have access to all relevant information about different financial companies’ loan policies and terms. Rob Taggart fits perfectly into this category as he spends his days helping people find affordable solutions when faced with high-interest loans due to poor credit ratings. His expertise allows him to source out lower rates compared to what other lenders offer while also providing a unique “Credit Rebuilder Program” designed specifically for those struggling with bad credit histories. With this program underway clients see significant improvements within just one year; moving from paying exorbitant rates such as 29% downwards until reaching normal market levels after some time has passed. By following each step diligently according to Robs guidance customers gain confidence knowing that there is light at the end of the tunnel even if things seem bleak initially. This approach enables them not only get back on track but also acquire new vehicles without any hassles along the way!
